Category: Know-how
Maximizing Returns: The Significance of Degree of Financial Leverage
Degree of Financial Leverage (DFL) in this comprehensive article. Learn about its definition, formula, and significance in financial analysis, helping you understand how capital structure affects earnings

Nov 03, 2024 Georgia Vincent

Simplifi 2024: In-Depth Review, Pros and Cons, and How It Stacks Up Against Competitors
What Simplifi is and how it compares to other personal finance apps. Explore its features, pros, and cons to see if it meets your financial management needs in 2024

Sep 07, 2024 Vicky Louisa

Understanding Community Development Financial Institutions (CDFI)
CDFI applications finance underserved individuals and small businesses. They can seek Treasury Department CDFI Fund money for economic revitalization.

Jul 30, 2024 Triston Martin

Should You Let Your Teen Use Copper? A Review of Mobile Banking Apps
Copper is a teen banking software with parental controls and financial tools. With help, teens spend and invest. Copper financial support can help.

Jul 30, 2024 Susan Kelly

Infinite Banking: A Detailed Review of Pros and Cons
Personal banking with an infinite banking system lets you borrow against the entire cash value of life insurance.

Jul 30, 2024 Susan Kelly

A Review of Digital Cash Envelope Budgeting App Qube Money
The Qube Money app offers features like a unique debit card, ATM access, and direct deposits to help users manage finances effectively.

Jul 30, 2024 Triston Martin

Are Chime's Savings and Checking Accounts Worth it? A 2024 Review
Chime offers free online accounts and protected credit cards. Early direct deposits and simple money transfers are listed in Chime reviews in 2024.

Jul 30, 2024 Triston Martin

Is the Life Insurance Your Company Provides Sufficient?
When a business insures its employees, contractors, or associates under a single master life insurance policy, the result is known as group insurance and is often a term or health insurance plan. Term life insurance is the most basic type of coverage, and it pays out to a beneficiary of the policyholder's choosing in the event of the insured's untimely death.

Feb 27, 2024 Susan Kelly

Spread Betting- Everything You Need to Know
In this ultimate guide, you will learn what spread bets are, how these spread beats will work for you, and the important concerns regarding money to spread bets.

Feb 26, 2024 Susan Kelly

Ways to Lend Money to Family and Not Regret It
When circumstances are rough, and money is tight, it's possible that you won't have many alternatives to choose from when it comes to where you may turn to get your hands on some cash

Feb 11, 2024 Susan Kelly

A Complete Guide on Whole Life Insurance
There is no temporal limit on the length of time that a policyholder's benefits will be paid out if they have whole life insurance compared to term life insurance. A beneficiary or beneficiaries are paid out following the insured's death if the policy is in force. The owner of a whole life insurance policy has access to the cash value of the policy, which they can use as they see fit.

Jan 24, 2024 Susan Kelly

Understanding Medicare ABN: A Comprehensive Guide
Explore the crux of Medicare's Advanced Beneficiary Notice (ABN) and understand its implications. Learn about your rights and responsibilities as a Medicare beneficiary

Jan 22, 2024 Triston Martin

Importance of Personal Liability Insurance
Third-party losses and damages are protected by a policyholder's personal liability insurance, as are any legal fees resulting from such harm.

Jan 16, 2024 Susan Kelly

Is It Possible To Set Up An IRA For My Kid?
You must be the minor's legal guardian to start an IRA for them, and you must continue to manage the account for them until they reach the age of majority. If the child's yearly income is less than the maximum IRA contribution, the child's IRA contribution will be limited to that amount. Because young individuals typically have low tax rates and eligible distributions from a Roth IRA are tax-free, these accounts may be appealing. Though withdrawing from an IRA to pay for college costs isn't penalized, it could affect the student's eligibility for financial aid.

Dec 26, 2023 Susan Kelly

Incremental Cash Flow: What You Need To Know?
A great number of businesses will, at some point in time, be compelled to choose how they will financially support particular initiatives. The acceptance of a new project or the investment in a new asset could potentially enhance or decrease a company's cash flow. This is known as incremental cash flow.

Dec 11, 2023 Susan Kelly

Unearthing and Rectifying Credit Report Blunders
Dive into this article to learn how to identify and fix mistakes on your credit report. Discover the steps to improve your credit score and financial health.

Nov 30, 2023 Triston Martin

A Case of Post-Bankruptcy Success and Bankruptcy
What Happens to a Company's Shares After a Liquidation? When a company is liquidated, its shares lose all of their value. This can serve as a sobering reminder that there are always risks involved in investing in businesses, whether controlled on a large scale by directors or modestly by individual investors.

Nov 19, 2023 Susan Kelly

Comparing Condos vs. Co-ops: What Are the Key Differences?
Condos and co-ops are two different types of housing with significant distinctions. Ownership structure, funding alternatives, taxes, pricing, and fees are examples of these. Management companies for co-ops and condominiums are distinct. The co-op equivalent of a homeowners' association is a board or committee (HOA). Co-ops sell shares under a fractional ownership structure, whereas condos give exclusive ownership. Co-op shareholders screen each other before the entrance, unlike condo owners. Financial documents, credit histories, and other records may all be examined..

Nov 19, 2023 Susan Kelly

All About: What Is Contribution Margin?
A word with multiple meanings and applications usually means the following: The contribution margin is the amount of money left over after manufacturing or providing a service has been subtracted from the total revenue. The contribution margin (expressed either as a percentage of net sales or as an absolute dollar amount) can be displayed in a variety of ways, including as an overall figure, a figure for each product line, a figure for each unit of product sold, or as a ratio or percentage of net sales.

Nov 11, 2023 Susan Kelly

Geico Auto Insurance Review 2023: Get To Know Everything
Geico consistently ranks among the lowest in the country in terms of auto insurance rates. Compared to other transportation providers, this business often offers drivers lower rates.

Nov 06, 2023 Susan Kelly

What is a Collision Loss Damage waiver?
In the case of leasing any car from any car rental company, one individual can acquire affixed insurance known as Collision Damage Waiver.

Oct 31, 2023 Susan Kelly

What Exactly Is Homeowner's Insurance?
Dwelling coverage, which is responsible for paying to rebuild your house in the event of a covered loss such as a fire, tornado, or tree falling on it, is generally the highest coverage maximum in your homeowner's insurance policy. Your house insurance policy's dwelling limit is the most the insurer will pay to rebuild your home at today's labor, materials, and service prices

Oct 18, 2023 Susan Kelly

All about Statement of Financial Accounting Concepts
The goals and qualitative traits used to choose which company transactions and events should be recognized and quantified in financial reports are laid out in concept statements. FASB develops accounting standards using these statements. The FASB writes U.S. accounting rules.

Oct 04, 2023 Susan Kelly